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> Could you please expand on this: "after Congress raided the Social Security account..."?

I'd ask you, and others reading my previous comment, to scratch this off as a bad choice of words on my part and replace it with:

"by moving to a pay-as-you-go policy for the SSTF, Congress made the point that Social Security is just another tax."

Previously I used "raiding" as a far-fetched metaphor for several different processes which are too complex to discuss here and it would distract from the main point: instead of complex itemization, SSFT & MCFT would be better off as parts of general taxation.

> AFAIK, Social Security contributions stay within the Social Security Fund - they cannot be used by US government to pay its bills.

True in theory, but if we look at how surpluses are handled and how they depend on a manually controlled interest rate we'll see a different reality.





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