It is awful, but at the same time this isn't new. People have for a long time used Google searches to self diagnose their issues. ChatGPT just makes that process ever easier now.
From my viewpoint it speaks more to a problem of the healthcare system.
I agree with everything you said but chatGPT does have an insidious thing where it confirms your biases. It kind of senses what you want and actually runs with it. For truly unbiased responses you literally have to hide your intention from chatGPT. But even so chatGPT can many times still sense your intent and give you a biased answer.
From my viewpoint it speaks more to a problem of the healthcare system.