> We were cautious to only run after each model’s training cutoff dates for the LLM models. That way we could be sure models couldn’t have memorized market outcomes.
Even if it is after the cut off date wouldn't the models be able to query external sources to get data that could positively impact them? If the returns were smaller I could reasonably believe it but beating the S&P500 returns by 4x+ strains credulity.
We used the LLMs API and provided custom tools like a stock ticker tool that only gave stock price information for that date of backtest for the model. We did this for news apis, technical indicator apis etc. It took quite a long time to make sure that there weren't any data leakage. The whole process took us about a month or two to build out.
I have a hunch Grok model cutoff is not accurate and somehow it has updated weights though they still call it the same Grok model as the params and size are unchanged but they are incrementally training it in the background. Of course I don’t know this but it’s what I would do in their situation since ongoing incremental training could he a neat trick to improve their ongoing results against competitors, even if marginal. I also wouldn’t trust the models to honestly disclose their decision process either.
That said. This is a fascinating area of research and I do think LLM driven fundamental investing and trading has a future.
I know very little about how the environment where they run these models look, but surely they have access to different tools like vector embeddings with more current data on various topics?
I would say that if these models independently could create such high returns all these companies would shut down the external access to the models and just have their own money making machine. :)
But isn’t that more which MCP:s you can configure it to use? Do we have any idea which secret sauce stuff they have? Surely it’s not just a raw model that they are executing?
> EVs typically require 30% less maintenance than their ICE counterparts. In terms of cost
followed by
> Consumer Reports conducted a comprehensive survey... their findings confirm that BEVs and PHEVs typically incur maintenance costs that are approximately half that of ICE vehicles over the first 200,000 miles.
Those numbers seem at odds with each other.
Anecdotally, after 20k miles with a Tesla Model Y, the only maintenance required so far has been windshield wiper fluid.
I have a Honda Civic. 50k miles in and I’ve only spent on oil changes (and related minor work), which have been less than the cost of new tires and inspections. The 30-50% range sounds reasonable in this context.
I drove a Civic for 16 years or so. Great car, no major issues. I traded it in for a EV and I couldn't believe how much more convenient it was, starting from the buying experience. No car salesmen / dealership fee. Never go to a gas station again (and rarely need to go to a charger). No more maintenance every 6 months, some of them fairly expensive if you follow the manufacturer's maintenance schedule.
I don't know if the finances actually work out to be cheaper but at this point I don't care. The regained time is worth it.
Love this. My old MacBook was covered in stickers but I grew out of most of them and removing them was a giant pain. Plus, like you mentioned, resale value took a hit. On my new MacBook, I've kept it sticker-free due to my past experience. This would give me the freedom to slap some new stickers on there knowing they're easily removable down the line.
As a couple others have mentioned, if you keep the stickers carefully contained to the aluminum surfaces of the computer, acetone will take them right off and will not damage the metal.
Fort Collins is in the midst of this right now, they proposed borrowing "up to 150 million" to roll their municipal fiber out. The cost break down is here, page 5.
I got a survey from Larimer County about having municipal internet. Of course, it doesn’t seem like it will make it to my place outside of Estes Park. I’m stuck with a 5mbps WISP :/.
Usury laws prohibit interest rates >20%, because otherwise, there are people who would actually be paying back 20% more than the amount they borrowed. In your example, that's impossible - the additional "interest" you're going to pay is never going to exceed 1% of the money you "borrowed"
As someone who's previously collected rent from multiple people, and then had to make a combined rent payment to the landlord, getting the money a day earlier often solves many logistical nightmares. Would I pay a 1% fee for it? Probably not. Would I pay a quarter? Sure
Looks like you're calculating the birth date field's min-date as (today - 50 years)? Which means I can't add a persons birthday if they were born before 1967.
Last I checked (RT-AC87U owner here), most of the features are still there, but still opt-in. I believe there's one I can't name off the top of my head that was neutered, though.
